Retirement Plan Fundamentals (RPF)

Purchase the RPF Modules

Overview
The RPF Certificate is an online, interactive course divided into six, easy-to-navigate modules. The course and exam are open-book and study time is approximately 30-50 hours. The RPF course teaches the foundational knowledge and the groundwork of retirement plan terminology and requirements.

Who It’s For
It is created for individuals who are new to the retirement industry or who want to start their path to earning a credential.

What It Takes
Pass six online modules to earn your RPF credential.

Content
The RPF course consist of the following six modules:

Module 1: Lifecycle of a Plan

Benefits of offering and participating in employer-sponsored retirement plans

Plan provisions and features

Module 2: Contributions

Determining eligibility and entry dates
Contribution types
Enrollment

Module 3: Distributions

Distributable events
Notices and consents
Taxation and reporting

Module 4: Participant Loans

Laws that govern participant loans
Requirements for written loan provisions
Determining loan eligibility
Calculating the maximum loan amount

Module 5: Testing

Highly compensated employees
Minimum coverage testing
Annual contribution limits
Nondiscrimination testing
Top-heavy testing

Module 6: New Business

Conversion types and timelines
Coordinating responsibilities
Blackout period and blackout notice

Exam Information
Each of the six modules have an exam at the end that you must pass. The exams are open book, online, untimed, and unlimited attempts. They are between 15-30 questions per module, and are multiple choice/multiple response questions.